Retirement Planning
What is a Money Market Account?
Money Market Accounts, or MMAs, are a type of savings account that pay a higher rate of interest than you typically earn on a standard savings account.
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Retirement, simplified — one article at a time.
Practical guidance on retirement income, taxes, Social Security, and investing from our fee-only fiduciary team.
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- Investing
Tax-Free Municipal Bonds
One of the easiest ways to increase your retirement income is to reduce your tax bill on that income. Tax-free municipal bonds can help you do that.
- Retirement Planning
Emergency Fund CD Ladder
An emergency fund CD ladder can be a good tool to earn a little higher rate than simply keeping your emergency fund money in a checking account.
- Investing
Bond Price Calculator
To use the bond price calculator simply select what you would like to solve for. Below the calculator you'll see instructions.
- Retirement Planning
RMD Percentages - Can They Affect My Withdrawal Strategy?
Comparing the RMD percentages by age to your planned withdrawal rate can help you understand how RMDs will affect your retirement withdrawal plan.
- Retirement Planning
Should I Do Roth Conversions When the Market is Down?
A large market drop provides a good opportunity to convert even more of your retirement savings to a Roth IRA with an even lower tax bill.
- Retirement Planning
Is $600,000 Enough to Retire?
If you have $600,000 saved toward retirement can you retire? It may be possible. I'll show you how to figure out if $600,000, or any amount, is enough.
- Retirement Planning
Should I Hold Company Stock in My 401k?
The conventional answer, and my default response, is... no. However that is a topic that is worth some discussion.
- Retirement Planning
Can I Contribute to a Roth IRA if My Income is Too High? - The Backdoor Roth IRA
If your income is too high and you can't contribute directly to a Roth IRA, do you have other options?Yes....the Backdoor Roth IRA.
- Retirement Planning
Normal Yield Curve: What Does it Mean?
The yield curve is a popular economic indicator. It is a graph of the yield on bonds with different maturity terms. Usually, it is the Treasury yield curve.
- Retirement Planning
Will Working Longer Affect My Retirement?
Will working longer affect your retirement? Of course.But how much longer and how big of an impact will it make?
- Retirement Income
Should You Plan to Spend More Early In Retirement?
Living happily in retirement means crafting a spending plan to support your lifestyle. This could mean planning to spend more early in retirment.
