How to Get Help with an Inheritance
If you are wondering how to get help with an inheritance you’ve just received, or expect to soon, here are a few key things to consider.
If you are wondering how to get help with an inheritance you’ve just received, or expect to soon, here are a few key things to consider.
Belonging Wealth Management is a fiduciary financial advisor in Longview Texas. Our area of expertise is tax-efficient retirement planning. You get a customized plan for
What are some questions to ask a financial advisor about retirement to make sure you are thinking about all the important issues and that your
This simple retirement calculator will help you quickly see if you are ready to retire. You can also use this retirement calculator to see how
This 403b calculator can help you whether you need to know how much you should be contributing to your 403b or if you are nearing
Preparing for retirement? This simple two-page retirement checklist will help you make sure you don’t miss any of the major things to consider when retiring.
Generally, 403(b) contributions are tax-deductible up to an annual limit set by the IRS each year. You may be allowed to deduct additional “catch up”
The Capital Asset Pricing Model, or CAPM, is a basic theoretical model for determining the expected return on a security or portfolio. This CAPM calculator
For the most part you get to decide what happens to your 403(b) when you quit or change jobs. You may be able to leave
Purchasing power risk is the possibility that you will not be able to buy as much with your savings in the future. It represents a
If you are wondering whether you can reinvest your required minimum distribution, then chances are you have one coming up that you realize you don’t
Taxes are an unavoidable truth of retirement planning and investing. However, avoiding capital gains tax on stocks is a good way to lower your total
You can use this future value calculator to find the future value of a lump sum or stream of regular savings. For example, if you
Your vested balance is the amount of money in your retirement account that belongs to you. If you quit your job or leave your employer, your
Fair warning, this post is a departure from my normal articles on retirement planning. I had an opportunity to meet one of the founding fathers
Callable bonds are bonds that the issuing corporation can redeem before maturity. If you hold a callable bond and the issuer decides to redeem it
What is Inflation? Inflation is the gradual increase in prices over time. Specifically, it refers to changes in the Consumer Price Index. Understanding how price
Having trouble understanding what a primary or contingent beneficiary is? Deciding between per stirpes vs. per capita? I’ll address it all in this article. When
A qualified longevity annuity contract, or “QLAC”, is a type of annuity that can be a helpful part of your retirement withdrawal strategy. A QLAC
A gross expense ratio is the annual cost of operating a mutual fund or ETF. It tells you the total expense of owning the fund
The simple fact that you are retired doesn’t mean you can’t contribute to an IRA. You can still contribute to an IRA if you are
It is possible to retire on 500k in retirement savings, but you’ll need to do some careful planning. There aren’t many universal answers to retirement
If you contributed too much to your 401k you may end up owing a penalty. Depending on when you realize that you have contributed too
There are two different annual limits on 401k contributions. The elective deferrals limit, and the annual additions limit. Your employer match counts toward one, but
A fund of funds is a collection of mutual funds bundled together. By combining different mutual funds into one package, the fund of funds purpose
The market risk premium is the return that you earn on stocks above what you could earn by investing in government bonds. For example, if
A 702(j) retirement plan really isn’t a “retirement plan” at all. It’s a cash value life insurance policy sold as a retirement plan. You may
Tax-gain harvesting may seem counter-intuitive, but it can be an effective way to reduce your total tax burden in retirement. Mindful tax planning is one
Want to know how long your money will last with systematic withdrawals? Use the retirement withdrawal calculator to give you a good reference point. It’s
A multi-year guaranteed annuity, or MYGA, is very similar to a CD. A MYGA pays a fixed rate of interest and is most appropriate when