Yes. Belonging Wealth Management is a fiduciary financial advisor, which means we’re legally bound to act in your best interest.

Yes. We are fee-only financial advisors. We don’t accept commissions or product fees, recommending only what fits your goals.

Brandon Renfro and Den Murley have both earned and hold the Certified Financial Planner® credential

A retirement advisor is a type of financial advisor or financial planner that focuses on helping people navigate retirement. In our case, this is accompanied by specific training and specialized knowledge for addressing the types of issues retirees may face.

At Belonging Wealth Management, being a fee-only fiduciary financial advisor means we are legally and ethically required to act in your best interest. We don’t accept commissions or product-based compensation. This ensures that our retirement advice is conflict-free and always aligned with your goals—not driven by sales quotas or third-party incentives.

Our office is located at 1405 Colony Circle in Longview, Texas. While we proudly serve retirees and families in Longview and throughout East Texas, we also work with clients virtually across Texas and other states. Whether you’re in Kilgore, Marshall, Tyler, or beyond, you can access retirement planning that fits your life and location.

We help you build a complete retirement plan tailored to your life, not just your investment accounts. Our services include retirement income planning, tax strategy, investment management, Social Security optimization, and estate planning coordination. We guide you through the big-picture decisions and help you adjust as life changes.

Belonging Wealth Management uses a transparent tiered advisory fee based on your assets under management. Our fee starts at 1.0% annually on the first $1 million, then decreases at higher tiers. This structure ensures our compensation is aligned with your success and reflects the level of service and planning we provide.

our first meeting with us is a free, no-pressure discussion so we can get to know each other. We’ll talk about your goals, answer your questions, and explain how our retirement planning process works. Whether you’re five years from retirement or already there, we’ll help you decide if working together makes sense.

Our retirement planning process is built to bring you clarity and confidence. We listen to your goals, review your current situation, build a plan tailored to your life, and adjust as needed. You’ll get clear answers about what’s possible and how to make it happen. Our goal is to help you retire without confusion, regret, or worry.

Yes. We are always here to talk, but you can also quickly check-in on your own. Clients have access to an online financial planning portal where you can track your retirement progress, review your plan, and model different “what if” scenarios. You’ll always know where you stand and what your plan is designed to do.

Absolutely. We analyze your unique situation to advise on when to claim Social Security and how to structure withdrawals tax-efficiently—helping you maximize income and minimize tax over your lifetime.

We focus on lifetime tax minimization, not just this year’s refund. Our tax planning strategies help you reduce taxes on retirement withdrawals, Social Security, and investments over the long term. By coordinating your income sources and account types, we help you keep more of what you’ve earned.

Yes. While we don’t draft legal documents, we coordinate your estate plan to ensure your retirement strategy aligns with your legacy wishes. We help clarify beneficiary designations, trust strategies, and tax considerations, and work closely with your estate attorney as needed.