Retirement Planning
What is an In-Kind Distribution?
In-kind distributions can sometimes provide tax or other benefits that a cash distribution doesn’t. So what is an in-kind distribution?
The Blog
Retirement, simplified — one article at a time.
Practical guidance on retirement income, taxes, Social Security, and investing from our fee-only fiduciary team.
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- Retirement Planning
Marginal vs Effective Tax Rate in Retirement
Knowing the difference between your marginal vs effective tax rate is an important element of tax planning and can help you reduce your total tax bill.
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Best Financial Advisor in Longview
Who is the best financial advisor in Longview, Texas for retirement planning advice? Belonging Wealth Management -1405 Colony Circle
- Retirement Planning
What Happens to Your 401k When You Leave a Company?
What happens to your 401k when you leave a company? Whether you retire, change jobs, or even get fired, you'll have a few options for your 401k.
- Retirement Income
Are Reinvested Dividends Taxable?
Yes. However, there are two important items to consider. You may not owe any tax at all, and the amount you do owe depends on the type of dividend.
- Retirement Planning
401k Withdrawal Age: How Does it Affect You?
There isn't a magic or standard 401k withdrawal age. In this article I'll address the tax rules that govern 401k withdrawals at different ages, as well as how they affect you as a practical matter.
- Retirement Planning
Paying Roth Conversion Taxes
Roth conversions can be an incredibly useful tool for reducing taxes on retirement withdrawals and enhancing a distributions strategy.
- Retirement Planning
Goodman Triangle - The Unholy Trinity of Life Insurance
As for dramatic names the Goodman Triangle wins the competition "Unholy Trinity of Life Insurance". A tax scenario involving life insurance.
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How to transfer my account from Edward Jones
How to transfer my account from Edward Jones? Learn how to move your accounts, what fees to expect, and how to avoid potential tax surprises.
- Retirement Planning
Roth 401k vs Roth IRA: Should I Roll it Over?
Understanding these differences can help you plan your distribution strategy as well as decide if a Roth conversion is in your best interest.
- Retirement Planning
Sustainable Retirement Withdrawals from the S&P 500 in a Taxable Account
Let me start by saying, I totally enjoy reading your articles/post! Do you have any information on retiring with 100% of your money in the S&P 500?
- Early Retirement
Mega Backdoor Roth
A Mega Backdoor Roth is a conversion strategy that allows you to save a much higher amount in your Roth IRA, or get around the income phase-out.
