Retirement Planning
Retirement Withdrawals in a Down Market
Withdrawals during a down market can have a significant impact on the long-term health of your portfolio.
The Blog
Retirement, simplified — one article at a time.
Practical guidance on retirement income, taxes, Social Security, and investing from our fee-only fiduciary team.
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- Efficient Market
Asset Allocation for Retirement
The asset allocation process is as much about managing risk as it is about investment performance. With this process you can deliberately manage your risk.
- Investing
Are Index Funds Good Investments For Retirement?
In this article I’m going to explain WHAT index investing is and WHY it is such a good strategy for your retirement.
- Retirement Income
How Much Will I Get from Social Security?
In this article you will learn how your Social Security benefit is calculated so that you can get an idea of what you will qualify for when you file.
- Retirement Income
Is Social Security Going Broke?
Is Social Security Going Broke? More importantly, will YOU be able to collect Social Security benefits when you retire?
- Retirement Income
Can I Withdraw a Fixed Percentage of My Portfolio in Retirement?
What are the pros and cons? What are some situations where you may want to avoid it, and some situations for which it may be more suitable?
- Investing
What are the Risks of Relying on Dividends for Retirement Income?
What are the risks of relying on dividends for retirement income? It exposes retirees to more risk than they probably realize.
- Early Retirement
Roth Conversion Ladder: Tax-Efficiency in Early Retirement
What is a Roth conversion ladder and how can it help you create tax-efficient withdrawals in retirement? By reducing the early withdrawal penalty.
- Book Review
The Hellhound of Wall Street - How Ferdinand Pecora's Investigation of the Great Crash Forever Changed American Finance
The Hellhound of Wall Street - An interesting story of Ferdinand Pecora and the investigation of National City and its role in The Great Crash.
- Early Retirement
What is a 72(t) Distribution?
A 72(t) distribution is a way of accessing the money in your retirement account before you turn 59.5 without incurring the penalty.
- Retirement Income
How to Protect your Portfolio with Retirement "Guardrails"
In addition to the specific sequence risk, this strategy will help protect your portfolio from poor investment performance generally.
- Book Review
Adaptive Markets
Adaptive Markets - Financial Evolution at the Speed of Thought by Andrew Lo is a deep dive into market theory.
