702(j) Retirement Plan: Worthwhile?
A 702(j) retirement plan really isn’t a “retirement plan” at all. It’s a cash value life insurance policy sold as a retirement plan. You may
A 702(j) retirement plan really isn’t a “retirement plan” at all. It’s a cash value life insurance policy sold as a retirement plan. You may
If you hold a portfolio that contains stocks or equity funds, whether they are mutual funds or ETFs, then chances are you receive dividends. You
The idea for this article comes from a question submitted by a reader. I’ve copied the question below, and omitted the names to protect the
One of the easiest ways to increase your retirement income is to reduce your tax bill on that income. With tax-free municipal bonds you can
Social Security is a significant portion of most retirees total income. In fact, about a third of retirees get 90% of their income from Social
One withdrawal strategy that you could use for your retirement income is to withdraw a fixed percentage of your portfolio each year. Because of its
What are the risks of relying on dividends for retirement income? Like most things used in moderation there isn’t anything wrong with dividends, or the
If you withdraw money from your tax-deferred IRA or 401k accounts before you turn 59.5 you will owe a 10% penalty in addition to income
How much can you spend in retirement without the risk of running out of money? That is arguably the key consideration of your retirement income
Roth IRA’s are one of the most popular retirement accounts. Roth IRAs have many advantages over tax-deferred accounts, namely the ability to provide tax-free growth.
A bond ladder is a useful tool for providing security in retirement. A bond ladder can protect your investments from volatility and provide you with
If you save for retirement using tax-deferred accounts then you need to understand the rules surrounding required minimum distributions (RMDs) in order to avoid some
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